Whose health insurance should retired parents be listed under to save the most? Expert reveals a “money-saving formula”: choosing the wrong person can cost several thousand more per month, and most families get it wrong.
Published ・ Source Taiwan | 風傳媒
The article explains the rules and money-saving tips for retired seniors to be covered as dependents under health insurance. It says spouses and children have equal first priority, so families can choose freely, and recommends listing parents under a lower-paid child to save premiums. It also notes the rule that no additional premium is charged for more than 3 dependents.
Facts
Spouses and first-degree lineal blood relatives have equal first priority, so seniors may legally choose whom to be covered under.
Dependent premiums are calculated per person based on the insured person's monthly insured salary and the statutory contribution rate.
When there are more than 3 dependents, the limit is 3; premiums are waived for the 4th and 5th or later dependents.
You cannot skip children and list a grandchild directly; you must look to relatives in the second or third degree of kinship or beyond.
Under the 2026 premium contribution table, someone with a monthly insured salary of 45,800 yuan pays 1,420 yuan to add 1 dependent.
Families can agree among themselves on how to subsidize premiums, such as having seniors pay out of pocket or splitting the cost among siblings.
Retired seniors may enroll through the district office where they are registered only if they have no eligible relatives.
Commentary: Trump talks up the Flying Tigers, but who will help find the “Republic of China”?
Published ・ Source Taiwan | 風傳媒
Trump's mention of World War II history during his talks with Xi Jinping sparked concern that the history of the Republic of China is being marginalized. The article criticizes the Democratic Progressive Party's de-Sinicization policies for causing Taiwan to lose its voice, and says Japan was snubbed for following U.S. strategy.
Facts
Trump mentioned the Flying Tigers and the slogan of the Industrial Cooperatives movement during his talks with Xi Jinping.
Beijing invited descendants of Flying Tigers members to attend the military parade at Tiananmen, seeking to link them to World War II history.
Japanese Prime Minister Sanae Takaichi faced a quiet airport reception and no joint statement during her visit to the United States.
In textbooks, the Democratic Progressive Party government refers to World War II only as the “end of the war” and does not mention “victory in the War of Resistance.”
Tsai Ing-wen once signed the inscription on the “Taiwan Tower,” a monument in Okinawa commemorating Taiwanese soldiers who served in the Japanese military.
Green energy and environmental protection firm 台灣碳梭科技 to begin trading on the Taipei Exchange Go Incubation Board on 10/1
Published ・ Source Taiwan | 鉅亨網
The Taipei Exchange announced that green energy and environmental protection firm 台灣碳梭科技(7433-TW) will be listed on the Go Incubation Board on October 1. The company has developed carbon-composite technology to efficiently extract precious metals from electronic waste, advancing urban mining and sustainable resource use.
Facts
台灣碳梭科技(7433-TW) will begin trading on the Go Incubation Board on October 1.
台灣碳梭科技 primarily develops high-efficiency adsorption and separation technology to extract precious metals such as gold from electronic waste.
台灣碳梭科技's technology differs from traditional methods that use resin compounds.
The adsorption and separation materials developed by 台灣碳梭 focus on materials for precious-metal recovery.
台灣碳梭 focuses on adsorption, desorption, concentration and purification.
Embracing Europe's latest trend, Phoenix joins forces with more than 10 travel firms to offer luxury river cruises
Published ・ Source Taiwan | 鉅亨網
Phoenix Tours announced that it is joining EVA Air's “Europe Charm” lineup, combining Uniworld river cruises with sales channels from 13 companies to expand Taiwan's luxury river-cruise market.
Facts
Travel agency Phoenix (5706-TW) announced that it is joining the Europe Charm lineup of 長榮航空(2618-TW).
The partnership combines 長榮航空's flight network, Uniworld river-cruise experiences and sales channels from 13 travel companies.
The first promotional offerings will focus on four themes: the Rhine, the Danube, the Rhône in southern France, and Danube Christmas markets.
Uniworld寰宇精品河輪's signature is “One-of-a-Kind Ships, one design for each ship.”
A total of 13 travel companies are jointly selling 長榮航空's Europe Charm packages.
U.S.-Iran tensions unresolved and U.S. rate-hike expectations rise; buying picks up for 6 high-yield bond ETFs over nearly 2 weeks
Published ・ Source Taiwan | 鉅亨網
Global stock markets have been roiled by geopolitical risks and rate-hike expectations, making high-yield bond ETFs a safe haven. Over the past 2 weeks, assets and outstanding units rose for 6 related ETFs. Taishin U.S. High Yield Bond (00989B) posted the strongest performance, and 台新投信 recommends defensive allocations that take advantage of its short duration and high coupon yield.
Facts
Over the past 2 weeks, both assets and outstanding units rose for 6 high-yield bond ETFs.
Over the past 2 weeks, both assets and outstanding units of Taishin U.S. High Yield Bond (00989B) surged by more than double digits.
Iran says it has captured another U.S. unmanned underwater vehicle as underwater standoff escalates
Published ・ Source Taiwan | 鉅亨網
Iran's Revolutionary Guard said it captured a U.S. military Remus 600 unmanned underwater vehicle in the Strait of Hormuz. This is the second such incident recently, escalating the underwater confrontation between the two sides.
Facts
Iran's Islamic Revolutionary Guard Corps announced on the 27th that it had successfully captured a U.S. military unmanned underwater vehicle.
The captured unmanned underwater vehicle was named Remus 600.
This is the second U.S. military unmanned underwater vehicle Iran has captured recently.
Iran announced on September 8 that it had captured a U.S. military Dive-LD unmanned underwater vehicle.
Military expert Wang Yunfei believes the Remus 600 is suitable for underwater mine-clearing missions.
Brian Clark of the Hudson Institute believes the vehicle's software is difficult to crack.
Number of Japanese companies in China plunges nearly 30%
Published ・ Source Taiwan | 鉅亨網
A survey by 帝國數據銀行 found that, as of June this year, the number of Japanese companies operating in China had fallen to 10,118, down nearly 30% from the 2012 peak. Deteriorating Japan-China ties, restrictions on rare earths and price competition were the main reasons for their withdrawal.
Facts
As of June this year, 10,118 Japanese companies were doing business in China.
The number of Japanese companies in China has fallen nearly 30% from its 2012 peak.
Since the previous survey in 2024, 1,221 Japanese companies have entered the Chinese market.
A total of 4,137 Japanese companies have withdrawn from China or could not be confirmed as still operating there.
More than 40% of Japanese companies operating in China this year are in manufacturing.
Are Americans changing their views on China? Support for cooperation rises to 57% in 2 years
Published ・ Source Taiwan | 鉅亨網
Several polls show Americans' views of China warming, with support for cooperation rising to 57% and unfavorable views falling to 54%. The shift is influenced by younger generations' perceptions, reflection on the trade war and anxiety about the United States' global standing, reflecting changing geopolitical dynamics.
Facts
A survey by 皮尤研究中心 found that 54% of Americans currently view China unfavorably, down from 68% in 2021.
A survey by 芝加哥全球事務委員會 found that the share of Americans who support “friendly cooperation and engagement with China” has risen to 57%.
A 蓋洛普 poll found that the share of Americans with a favorable view of China has risen to 34%, more than double the low recorded in 2023.
Among those who support friendly cooperation with China are 68% of Democrats and 43% of Republicans.
62% of Americans believe the United States is less respected in the world today than it was 10 years ago.
Russia's military spending to reach 17.1 trillion rubles next year, up nearly 30%
Published ・ Source Taiwan | 鉅亨網
Russian government documents show that defense spending is planned to rise to 17.1 trillion rubles in 2027, the highest since the war began. Total defense spending over the next 3 years is set to reach 50 trillion rubles, while the projected 2026 budget deficit is raised to 3.2% of GDP. The government plans to fill the fiscal gap by imposing a windfall tax on the metals and mining industry.
Facts
Russia plans defense spending of 17.1 trillion rubles in 2027
Russia’s 2027 defense spending is about 27% higher than the initial budget.
Russia’s total defense spending over the next three years will reach 50 trillion rubles.
The Russian government raised its forecast for the 2026 budget deficit to 3.2% of GDP.
A new windfall tax on 金屬和礦業公司 is expected to generate about 200 billion rubles in revenue annually.
Muse takes aim at Apple’s ecosystem as AI agents threaten to siphon revenue from the App Store and services.
Published ・ Source Taiwan | 鉅亨網
Meta’s AI agent Muse has quickly drawn market attention, and its ability to carry out tasks has fueled Wall Street concerns about lost revenue for Apple’s services business. BofA Securities analysts say AI agents could alter how value is distributed across the digital value chain, and Apple needs to accelerate Siri AI development and leverage its privacy advantage in response.
Facts
In the first two weeks after Muse launched in early September, it was downloaded 2.5 million times. About 10 days later, it surpassed ChatGPT to top the U.S. App Store’s free apps chart.
BofA Securities analyst Wamsi Mohan said that if AI agents become the primary interface between consumers and businesses, whoever controls the agents will capture the traffic-driving and transaction economics previously controlled by operating systems and app stores.
Apple’s fiscal 2026 third quarter, which ended June 27, generated revenue of $109.42 billion, including a record $30.74 billion in services revenue, about 28% of total revenue.
Muse has established commercial integrations with Shopify, Expedia Group and PayPal, while Amazon has asked Meta to remove it from the Muse experience.
BofA Securities maintained its Buy rating and $370 price target for Apple, saying the company could ultimately remain a major beneficiary of AI edge computing.
Samsung executive: HBM to account for nearly 30% of global DRAM capacity next year, putting traditional DRAM supply under pressure.
Published ・ Source Taiwan | 鉅亨網
A Samsung executive forecasts HBM’s share of capacity will rise to 30% next year, squeezing traditional DRAM supply. TrendForce raised its forecast for HBM price increases in 2027 to 121% and said 8-layer HBM will become the market’s mainstream option due to cost considerations.
U.S.-Iran nuclear talks hit another impasse! Trump says Iran will “eventually give in” as the UAE accelerates its “Zero Hormuz” strategy.
Published ・ Source Taiwan | 鉅亨網
U.S.-Iran nuclear talks have stalled over differences in terms, and Trump hinted that military action could resume. The UAE is accelerating its “Zero Hormuz” strategy, planning to invest heavily in alternative ports to avoid risks associated with the Strait of Hormuz.
Facts
U.S.-Iran nuclear talks hit another impasse this week, with Qatari mediation failing to make substantive progress.
Iran is demanding that the United States reinstate the memorandum of understanding signed in June this year before it will make concessions on the nuclear issue.
Trump criticized Iran’s performance as extremely poor and said he believes it will eventually give in.
Abu Dhabi Crown Prince Sheikh Khaled bin Mohamed Al Nahyan oversees a $300 billion sovereign wealth fund to advance the “Zero Hormuz” strategy.
The crude oil passing through the Strait of Hormuz each day accounts for about one-fifth of global seaborne oil trade.
U.S. moves to curb oil prices ahead of election, releases 40 million barrels from reserves and urges Europe to follow.
Published ・ Source Taiwan | 鉅亨網
The U.S. Department of Energy announced the release of up to 40 million barrels of crude from the Strategic Petroleum Reserve, the final tranche of an International Energy Agency-coordinated effort. The move aims to address surging oil prices and political pressure ahead of the midterm elections, while pressing European countries to honor their release commitments.
Facts
The U.S. Department of Energy announced another release of up to 40 million barrels of crude from the Strategic Petroleum Reserve.
U.S. Energy Secretary Chris Wright publicly criticized some European countries, saying their pledged releases were far below expectations.
As of December 2025, more than a quarter of the SPR’s crude was unavailable due to issues including underground salt cavern construction and malfunctions.
In the week ended September 25, U.S. SPR inventories fell to 283.8 million barrels, the lowest since October 1982.
U.S. gasoline prices remain above $4 per gallon, while diesel prices have also broken the record high of $6 per gallon.
Will Apple’s new CEO have to cut jobs? Rising memory chip costs add pressure.
Published ・ Source Taiwan | 鉅亨網
Apple’s incoming CEO Ternus is considering layoffs to cope with soaring memory costs. Cook has described prices as a century-scale flood, and supply chain constraints are expected to persist through 2027.
Facts
Apple’s incoming CEO Ternus is reportedly planning layoffs, potentially cutting a small number of jobs across large teams while also canceling some projects.
Apple’s services revenue recorded a quarterly decline in June, the first such drop since 2022.
Former CEO Cook described current memory prices as a “once-in-a-century flood” that is rising exponentially.
SK hynix, Samsung Electronics and Micron have nearly sold out their high-end AI memory capacity for most of 2026.
Experts expect tight memory supplies to persist through 2027.
【Glorious October rally】Ready to take off? 信驊, 奇鋐, 聯亞... Which will be the next multibagger?
Published ・ Source Taiwan | 鉅亨網
Analyst Jiang Guozhong of 摩爾投顧 analyzed the Taiwanese stock market outlook for the fourth quarter, saying the long-term AI trend remains intact. He recommended watching three key signals—technical indicators, capital flows and fundamentals—and suggested 5 niche AI stocks, including 信驊 and 奇鋐, for investors to accumulate on dips.
Facts
Nvidia announced a $235 billion share buyback plan.
Taiwan’s export orders totaled $704.99 billion in the first 8 months of this year.
The National Development Council’s August business monitoring indicator scored 41 points, setting a record with 9 consecutive red lights.
The U.S. 10-year Treasury yield surged to 5.2%, and even 5.29%.
Orders from U.S. customers accounted for $42.126 billion of Taiwan’s orders.
After more than half a century on the tech show stage, SONY confirms it will skip CES 2027.
Published ・ Source Taiwan | 鉅亨網
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Facts
SONY officially confirmed it will skip the U.S. Consumer Electronics Show (CES) in January 2027.
SONY’s decades-long record of exhibiting at CES, dating back to its inaugural show in 1967, will come to an end.
The SONY Group’s operational focus is shifting from traditional consumer electronics to entertainment content such as games, music and films, as well as supporting technologies for intellectual property.
SONY confirmed it will stop producing physical discs for newly released PlayStation games starting in January 2028.
SONY has gradually withdrawn from major exhibitions such as the U.S. E3 video game expo and Germany’s Gamescom.
Qatar has worked tirelessly to mediate, but neither the U.S. nor Iran is budging. Could Trump wait until after the election to settle the score?
Published ・ Source Taiwan | 鉅亨網
Qatar-mediated U.S.-Iran diplomatic talks have stalled, with neither side yielding on the nuclear issue or the maritime blockade. The U.S. is assessing whether Trump may resume military operations after the election, while Iran is demanding that Washington return to the framework of the June memorandum.
Facts
Qatari mediator Ali al-Sawadi met with Iranian Foreign Minister Araghchi in New York for several hours to discuss a two-page compromise proposal.
U.S. officials assess that if the deadlock continues, President Trump may order a resumption of large-scale combat operations after the November midterm elections.
Iranian Supreme National Security Council Secretary Rezaei described Trump as trapped in a quagmire where he can neither negotiate nor fight.
The U.S. Department of Energy will release up to 4000万 barrels of strategic petroleum reserve (SPR) oil through a "swap," with delivery scheduled for November-December.
Amid uncertainty over the Strait of Hormuz, international oil prices fell about 2.5% at Tuesday’s close.
The U.S. imposed new sanctions on 10 individuals and entities on Tuesday, accusing them of helping Iran procure weapons components.
The Fed has never raised rates in October before an election in its 35-year history! 瑞銀: This time may be no different
Published ・ Source Taiwan | 鉅亨網
瑞銀 analyst Simon Penn said markets are overestimating the odds of a Fed rate hike in October, recommending reducing bets and shorting long-dated bonds. Rising Treasury yields are weighing on equity valuations, while less-sensitive sectors such as semiconductors are favored.
Facts
瑞銀 analyst Simon Penn said the market’s pricing of about a 69% chance of a rate hike in October is significantly off.
Since 1990, the Fed has never raised rates at an October meeting before a presidential election.
瑞銀 recommends lowering the market-implied cumulative rate hikes over the next 1 year from about 91 basis points to 75 basis points.
Brent crude has risen to $106 a barrel.
The S&P 500’s forward price-to-earnings ratio for the next 12 months has fallen 17% since last November.
Key U.S. Stock Market News Summary, September 30, 2026
Published ・ Source Taiwan | 鉅亨網
U.S. stock market news on September 30, 2026, focused on moves by technology giants and macroeconomic signals. Trump is reshaping the AI narrative, with Nvidia, Apple and AMD each announcing major strategic changes, while Fed officials signal that tight monetary policy will continue.
Facts
President Donald Trump convened technology industry leaders at the White House on Tuesday to sign an AI safety agreement and renamed AI "superintelligence."
Nvidia announced a $1,500億 share repurchase plan.
Apple’s new CEO Ternus plans to break with the company’s tradition of unveiling new products in spring and fall.
AMD is spending $82億 to acquire World Labs and appoint Fei-Fei Li as chief scientist.
New York Fed President Williams said another rate hike may come by year-end.
Companies mentioned：輝達(Nvidia)、蘋果(Apple)、超微(AMD)、World Labs、DataTrek Research
Two major deals in a month! 三星電機 lands 1.35兆 won in AI server MLCC orders, locking up capacity through the end of 2027
Published ・ Source Taiwan | 鉅亨網
三星電機 announced on September 29 that it had signed a supply agreement worth more than 2850億 won for AI server MLCCs and inductors with a major global company. It is the company’s second major deal in a month, with order visibility extending through the end of 2027, reflecting that AI server MLCC capacity has already been booked through 2027.
Facts
三星電機 announced on September 29 that it had signed a supply agreement worth more than 2850億 won with a major global company.
The agreement covers the supply of MLCCs and inductors for AI servers throughout 2027.
三星電機’s AI server MLCC long-term agreements signed this year total 2.11兆 won, with all deliveries scheduled for 2027.
三星電機’s related LTA deals this year have exceeded 3.6兆 won in total.
The top five global MLCC makers have a combined market share of more than 77%: 村田 with more than 31%, 三星電機 with more than 22%, and 太陽誘電 with more than 11%.
According to TrendForce data, the order-to-shipment ratios for 村田, 三星電機 and 太陽誘電 are about 1.3, 1.31 and 1.25, respectively.
Global passive component prices broadly rose 5% to 30% from the second half of 2025 through February 2026.
Delivery lead times for high-end tape-casting equipment and ceramic powders are 12 to 24 months.
U.S. midterms may be a concern for AI bulls! Anti-data-center sentiment is rising, putting AI stocks and the S&P 500 at regulatory risk
Published ・ Source Taiwan | 鉅亨網
The U.S. midterm elections are set for November 3. Although technology stocks have outperformed the broader market on the back of AI enthusiasm, growing anti-AI and anti-data-center sentiment could trigger local and state-level regulatory risks, threatening AI expansion and affecting related companies’ earnings.
Facts
The U.S. midterm elections are set for November 3. Markets have continued to show resilience recently, but rising anti-AI and anti-data-center sentiment could pose a potential risk to the AI trade.
The SPDR Technology Select Sector ETF (XLK-US) rose 4.3% in September, while the S&P 500 was broadly flat over the same period.
A survey by 皮尤研究中心 found that about half of Americans believe data centers have a "generally harmful" effect on the environment, household energy costs and quality of life.
高盛’s equity strategy team said market breadth has fallen to its lowest level since the dot-com era.
Fidelity data show that since 1950, the S&P 500 has posted positive returns in 95% of the years following midterm elections.
Companies mentioned：巴隆周刊、SPDR、Capital Group、Fidelity、Baird、皮尤研究中心、Aptus Capital Investments、高盛
Muse rattles consumer stocks! Cramer says some unfairly punished stocks are worth watching
Published ・ Source Taiwan | 鉅亨網
Meta’s launch of its AI agent Muse has raised concerns about share-price declines among companies benefiting from consumer habits. Cramer and analysts say the market reaction has been excessive and that some stocks offer investment value.
Facts
Meta Platforms launched its personal AI agent Muse on September 8.
高盛’s "consumer inertia" stock basket briefly fell about 10% after Muse’s launch.
Shares of fitness chain Planet Fitness plunged 11% at one point.
亞馬遜 has restricted unauthorized AI agents from making purchases directly on Amazon.com.
Shopify and PayPal have established partnerships with Meta’s Muse.
Lip-Bu Tan: 台積電 is a partner, not a competitor; there is no need to get caught up in zero-sum competition
Published ・ Source Taiwan | 鉅亨網
英特爾 CEO Lip-Bu Tan said in an interview that 台積電 is a key customer and partner, not a competitor. He hopes 英特爾’s foundry business will succeed in meeting AI capacity demand and stressed that the industry should avoid zero-sum competition and work together to serve customers.
Facts
英特爾 CEO Lip-Bu Tan made the remarks on the podcast A Bit Personal, hosted by GSA founder Jodi Shelton.
英特爾 is still among 台積電’s top 10 customers.
Nvidia invests $5 billion in 英特爾.
英特爾 and Nvidia have announced plans to jointly develop data center and personal computer products.
Lip-Bu Tan revealed that he had lunch with 台積電 founder Morris Chang during his visit to COMPUTEX Taipei this year.
After taking the helm at 英特爾, Lip-Bu Tan once held 22 meetings a day; he has now cut that to about 10 to 12.
SpaceX’s next growth engine! Analyst: This “AI computing power” bet will account for 65% of total revenue, with a price target as high as $235
Published ・ Source Taiwan | 鉅亨網
TD Cowen and 德意志銀行 have both given SpaceX “Buy” ratings, citing growth momentum in its AI computing rental business and forecasting that AI computing will account for 65% of SpaceX’s total revenue in 2028.
Facts
A team of analysts led by TD Cowen’s John Blackledge initiated coverage of SpaceX stock on Monday (28), giving it a “Buy” rating and a $200 price target.
SpaceX closed at $145.47 on Monday, making TD Cowen’s price target imply 37% upside.
AI computing rentals are projected to account for 65% of SpaceX’s total revenue by 2028.
SpaceX has disclosed 5 computing customers, 3 of which have been publicly confirmed as Anthropic, Google and Reflection AI.
德意志銀行 analyst Edison Yu estimates that the 5 contracted customers represent $54.5 billion in annualized revenue.
SpaceX aims to reach $100 billion in annual recurring revenue by the end of 2026.
德意志銀行 gives SpaceX stock a “Buy” rating with a $235 price target.
TD Cowen expects 35% of SpaceX’s revenue in 2026 could come from selling computing capacity and related businesses.
New hope for elderly patients with degenerating surgical bioprosthetic heart valves to avoid a second operation: transcatheter valve-in-valve procedures, explained for the aortic and mitral valves in an illustrated guide by a cardiovascular surgeon
Published ・ Source Taiwan | 照護線上
Professor Chen Shao-wei of 林口長庚 says transcatheter valve-in-valve procedures can be used for the aortic and mitral valves. They offer the advantages of avoiding open-chest surgery, causing less trauma and enabling faster recovery, and are covered by national health insurance for some high-risk groups.
A new study in the British Journal of Sports Medicine says walking speed matters more than step count. Briskly walking 3,000 steps a day can reduce the risk of death by 28%, and the study recommends pairing it with 90-120 minutes of resistance training per week.