Leaving Age Anxiety Behind! 49-Year-Old Immigrant Mother Transforms Her Career With 320 Hours of AI Job Training, Lands a Job at a Tech Company
Published ・ Source Taiwan | 風傳媒
姜小姐, a 49-year-old immigrant, successfully transitioned into a full-time sales specialist role at a technology company after completing 320 hours of AI job training through the Taoyuan-Hsinchu-Miaoli Branch of the Ministry of Labor, overcoming barriers to employment for older workers.
Facts
姜小姐, a 49-year-old immigrant, took the “AI Cloud and Business Software Applications” pre-employment training course offered by the Taoyuan-Hsinchu-Miaoli Branch of the Ministry of Labor, which totaled 320 hours.
After completing the course, 姜小姐 was hired by 泉佑科技公司 as a sales specialist for a branded home appliance counter in a department store.
The pre-employment training course was run by 桃園市技藝促進發展學會.
賴家仁 is the director of 勞動部勞動力發展署桃竹苗分署.
姜小姐 uses AI tools to conduct structured analyses of home appliance features, power consumption and prices to improve sales conversion rates.
The Ministry of Labor’s Taoyuan-Hsinchu-Miaoli Branch provides consultation by phone at (03)485-5368, extensions 1319 to 1339.
Ms. Jiang previously worked only part-time in sales to balance work and family responsibilities. Now that her children are grown, she wants to enter the full-time workforce.
How long can hard-boiled eggs be kept? Nutritionist reveals 1 key point: “They spoil faster than raw eggs”; never eat them if you spot these “4 signs”.
Published ・ Source Taiwan | 風傳媒
A nutritionist warns that the shelf life of hard-boiled eggs varies widely: refrigerated eggs in their shells last about 3-4 days, while peeled eggs should be eaten the same day. Heating damages their protective layer, so hard-boiled eggs do not keep as well as raw eggs. Do not eat them if they develop an off smell or a slimy coating.
Facts
Hard-boiled eggs in their shells can be refrigerated at below 10℃ for about 3-4 days.
Peeled hard-boiled eggs should be eaten the same day.
Whole raw eggs in their shells can usually be kept for about 2 weeks.
Commercially sold hard-boiled eggs generally have a shelf life of about 1 week.
Eggshells have tiny pores on their surface, and their natural protective function diminishes after heating.
From mountains and sea to the countryside, from culture to industry! Hsu Hsin-ying proposes three pillars for upgrading tourism and creating an international benchmark for sustainable slow travel.
Published ・ Source Taiwan | 風傳媒
Hsu Hsin-ying, the KMT candidate for Hsinchu County magistrate, unveiled a second wave of tourism policies, proposing three core pillars: smart sustainability, immersive experiences and local benefits. The plan aims to integrate coastal, rural and Indigenous resources to create an international benchmark for sustainable slow travel.
Facts
Hsu Hsin-ying, the KMT candidate for Hsinchu County magistrate, unveiled a second wave of tourism policies on the 4th.
The three core pillars of Hsu Hsin-ying’s tourism policy are smart sustainability, immersive experiences and local benefits.
The Hsinchu County Government has completed improvements to facilities at Crescent Bay and about 12 kilometers of coastal bicycle path.
The nationally designated Xinfeng Important Wetland has an 8.5-hectare mangrove ecological reserve.
In 2025, Hsinchu County will link agricultural and food education sites across 13 townships.
In 2026, Hsinchu County will launch the “Slow Travel in Hakka Villages・Happy Food Time” project.
Hsu Hsin-ying said the goal of future tourism policies is to make the coast smart, the countryside seasonal and Indigenous communities dignified.
麗星郵輪 has launched five deals for the 2026 ITF travel fair, including suite discounts, early-bird offers and free tickets for families, along with a prize draw offering millions in cash prizes to encourage travelers to plan their vacations.
Facts
The 2026 ITF Taipei International Travel Fair will take place at the Taipei Nangang Exhibition Center from Nov. 6 to 9.
麗星郵輪 is offering deals on Palace suites starting at 36% of the regular price.
Original指定6天5晚秋冬精選航程的第5晚船票為0元。
Original2027年指定暑假航次推出未滿12歲兒童船票0元優惠。
The top prize in the travel fair raffle is an 8-day, 7-night cruise for two in a balcony cabin, valued at NT$193,100.
One-night cruise experiences start at NT$2,950 per person.
麗星夢郵輪 Vice President Hsu Mu-jou said the brand has had the longest presence in Taiwan and is celebrating its 30th anniversary in Taiwan.
Su Chiao-hui hits the streets at 5 a.m. at Luzhou Fruit and Vegetable Market; vendors warmly welcome her with “A new era, a new mayor” banners.
Published ・ Source Taiwan | 風傳媒
With 24 days left in the election campaign, DPP New Taipei mayoral candidate Su Chiao-hui took to the streets early in the morning to canvass for votes and received a warm welcome from vendors. She pledged to advance the Luzhou hospital project and said Cho Jung-tai and Hsiao Bi-khim would attend two major campaign rallies over the weekend, demonstrating her team’s determination to make a full push in the race.
Facts
Su Chiao-hui went canvassing at the Greater Taipei Fruit and Vegetable Market in Luzhou before 5 a.m.
Su Chiao-hui pledged that if she becomes mayor, she will advance plans for the Luzhou hospital to focus on emergency and critical care and services for older adults.
Premier Cho Jung-tai will attend a campaign rally at Xibei Park in Banqiao on Nov. 7.
Vice President Hsiao Bi-khim will attend a campaign rally at Sanmin High School in Luzhou on Nov. 8.
Su Chiao-hui strongly opposes moving the Sanchong Fruit and Vegetable Market to Luzhou.
Older adults aged 70, remember to claim your money! “Government offers NT$36,000 in transportation subsidies”—anyone nationwide who qualifies can receive it. Here’s how to apply.
Published ・ Source Taiwan | 風傳媒
The Ministry of Transportation is introducing new rules for older drivers, lowering the license renewal age to 70 and encouraging drivers to surrender their licenses and use public transportation. Those who voluntarily surrender their licenses can receive up to NT$1,500 a month in TPASS benefits, capped at NT$36,000 in total. As of the end of September, the license renewal rate had reached 68.67%.
Facts
The Ministry of Transportation will implement new license renewal rules for older drivers from May 31, 2026, lowering the regular renewal age from 75 to 70.
As of the end of September 2026, about 246,000 people had renewed their licenses, bringing the overall completion rate to 68.67%.
Older adults who voluntarily surrender their driver’s licenses and meet the requirements can apply for TPASS public transportation benefits of up to NT$1,500 per month. The subsidy is available for up to 2 years, with a maximum total of NT$36,000.
At age 70, drivers renewing their licenses do not need to take a cognitive function test, but must complete a physical examination and a free 2-hour traffic safety course.
From Dec. 31, 2026, drivers aged 75 and older who have caused a crash while violating traffic rules are expected to have to complete a self-funded, practical driving course before renewing their licenses.
Figures released by the Taipei City Government’s Department of Budget, Accounting and Statistics show that, as of the end of August 2026, Taipei had 69,680 new residents, ranking fourth among the six special municipalities. Most female new residents came from mainland China, Hong Kong and Macao or Vietnam, while male new residents came from a wider range of places, including the United States and Japan. Taipei had the highest sex ratio among the six municipalities, at 20.83.
Facts
As of the end of August 2026, Taipei had 69,680 new residents, ranking 4th among the six special municipalities.
Taipei had about 57,700 female new residents, 78.01% of whom came from mainland China, Hong Kong and Macao.
Taipei had about 12,000 male new residents. Excluding those from mainland China, Hong Kong and Macao, the United States accounted for the largest share, at 10.05%.
Taipei’s sex ratio among new residents was 20.83, the highest among the six special municipalities.
New Taipei ranked first among the six special municipalities, with 121,653 new residents.
He earns 7.8 million yen a year but can’t save! 59-year-old man checks his wife’s bills before retirement and finds unfamiliar purchases one after another.
Published ・ Source Taiwan | 風傳媒
Koichi, a 59-year-old manufacturing employee in Japan, earns 7.8 million yen a year but discovered that his household had only 3 million yen in savings before retirement. Reviewing the bills, he found that his wife Yuki’s personal shopping expenses had surged in recent years to 650,000 yen a year. The cost of their daughter’s education and mortgage payments also put pressure on their finances, leaving their savings far below expectations. The couple has decided to reassess their household budget and retirement plans.
Facts
Koichi, a 59-year-old man in Japan, earns about 7.8 million yen a year and receives 25,000 yen a month in spending money.
Koichi’s household had only about 3 million yen in savings before retirement.
Koichi’s wife, Yuki, spent about 650,000 yen in a year on personal items such as clothes and cosmetics.
Koichi expects to receive about 15 million yen in retirement benefits.
Koichi’s household pays 100,000 yen a month on its mortgage, with about 6 million yen left to repay.
Yuki’s personal shopping expenses, which used to be about 300,000 yen a year, have gradually risen to around 600,000 yen in recent years.
Koichi and his wife Yuki have been married for many years, and Yuki has always managed the household income and expenses.
Is a rooftop metal-sheet extension illegal? Meet these “4 conditions” and it can be legal without a building permit—no need to fear being reported.
Published ・ Source Taiwan | 風傳媒
This article explains how rooftop metal-sheet extensions are classified as illegal structures in Taiwan and the conditions for building a legal rain shelter. Taipei and New Taipei use January 1, year 84 of the Republic of China calendar, to distinguish older structures from newer ones. A legal rain shelter must meet four requirements concerning the building’s age, height, openness and materials. Residents are warned not to enclose the space or build an extension without approval, or they may be fined.
Facts
Taipei and New Taipei use January 1, year 84 of the Republic of China calendar, as the cutoff date for distinguishing older rooftop illegal structures from newer ones.
Rooftop metal-sheet structures built after January 1, year 84 of the Republic of China calendar, are classified as new illegal structures and demolished once reported.
Kaohsiung uses April 1, year 101 of the Republic of China calendar, as the cutoff date for distinguishing older rooftop illegal structures from newer ones.
Taipei regulations require the ridge of a rooftop rain shelter to be under 1.5 meters high.
490,000 investors rejoice! 00929 announces a dividend of NT$0.38 per share; expert calculations reveal 1 stunning figure: it beats 4 rivals.
Published ・ Source Taiwan | 風傳媒
High-dividend ETF 00929 announced a dividend of NT$0.38 per share, equivalent to an annualized yield of 16.55%. An expert said its NT$12.63 equalization reserve gives it the ability to continue paying dividends, while its performance this year of 65.95% leads its peers, demonstrating its total-return advantage.
Facts
Fuh Hwa Taiwan Technology Dividend Plus (00929) announced a proposed distribution of NT$0.38 per beneficiary unit.
Based on the latest net asset value of 27.55 yuan，00929 is estimated to have an annualized distribution yield of 16.55%.
00929 has a capital gains equalization reserve of as much as 12.63 yuan.
00929 has posted a year-to-date return of 65.95%.
00929's year-to-date performance has far outpaced four rival funds：00919，00934，00713 and 00406A.
What should you do if your land value tax bill never arrives or goes missing？How to check your 2026 land value tax bill online and get a replacement quickly with 4 tips；beware of fines of up to 10% for late payment.
Published ・ Source Taiwan | 風傳媒
The Ministry of Finance reminds taxpayers that the deadline to pay the land value tax for year 115 is Nov. 30；those who have not received a bill can request a replacement online or at a convenience store. This year，because of land re-surveys and the deadline for applying for the owner-occupied residential tax rate，taxpayers should check their tax amounts and eligibility to avoid late-payment penalties.
Facts
The land value tax is levied on the owner recorded in the land register as of Aug. 31 each year.
People with tax bills of 30，000 yuan or less can use multimedia kiosks at convenience stores to look up and print payment slips.
Eligible owner-occupied residential land can qualify for a preferential tax rate of 2‰，while general land is subject to progressive rates of 10‰ to 55‰.
For every 3 days that land value tax payment is overdue，a 1% surcharge is added to the overdue amount，up to a maximum of 10%.
The application deadline for the preferential owner-occupied residential land tax rate for year 115 was Sept. 22.
The land value tax is consolidated by taxpayer：multiple parcels owned in the same county or city are calculated together，and a single payment notice is sent.
To accommodate his company's expansion and relocation and adjust his son's living arrangements，entertainer Wu Tsung-hsien has listed 3 properties in Taipei's Xinyi and Neihu districts for sale，with a combined asking price of several hundred million. Wu said his finances are sound and estimated that a sale could bring a profit of more than NT$60 million，indicating an adjustment to his asset allocation rather than a cash shortage.
Facts
Wu Tsung-hsien has put 3 properties in Taipei's Xinyi and Neihu districts up for sale at once，with a combined asking price of several hundred million.
A 137-ping office on Section 4，Xinyi Road，Taipei，is listed for more than NT$126 million.
Wu Tsung-hsien denied having cash-flow problems，saying the properties are being sold to accommodate his company's expansion and his family's housing needs.
A company owned by Wu Tsung-hsien currently has a 137-ping office and plans to move to a new office of about 500 ping.
If all 3 properties sell，Wu Tsung-hsien estimates that his overall investment profit could exceed NT$60 million.
The luxury home on Dunhua South Road owned by Wu Tsung-hsien is worth about NT$192 million，while an East District prime retail property is estimated at NT$400 million to NT$500 million.
As 穀保家商 transforms into a bilingual school，its renowned youth baseball team will move to 新北市立三重高中 on Aug. 1，2027. The school and city government are coordinating to continue the training system and the spirit of “穀保藍”.
Facts
穀保家商 will stop admitting students to its current vocational programs starting in the 116 academic year，and move toward becoming a bilingual junior high and elementary school.
Among the players on Taiwan's championship roster at the 2024 World 12-Team Baseball Championship，6 were alumni of 穀保家商.
穀保家商's baseball team was established in 1995 and has long competed in major domestic events，including the high school baseball league，the Black Panther Flag and the Yushan Cup.
New Taipei City Mayor Hou You-yi witnessed 穀保家商 chairwoman Su Mei-ju hand a symbolic baton of tradition to San Chung High School principal Tseng Hui-mei.
Alumnus Lin Yu-min currently plays in the 亞利桑那響尾蛇 organization in Major League Baseball.
The team won the Pony League World Series youth baseball championship in 2025.
An ophthalmology star switches jobs and is offered a monthly salary of NT$50，000，which drops to zero after a year！Pay scales across medical ranks revealed：this career path pays the most.
Published ・ Source Taiwan | 風傳媒
A veteran ophthalmologist who moved to a large hospital was offered a contract guaranteeing a monthly salary of NT$50，000，with the base salary dropping to zero after a year，sparking backlash in the medical community. Official figures show that doctors earn an average monthly salary of about NT$180，000，while senior attending physicians make about NT$300，000 to NT$500，000 a month. Doctors generally consider the pay system at large hospitals unreasonable，and see opening a private practice as a shortcut to wealth.
Facts
According to a Ministry of Labor survey，employed doctors earn an average monthly salary of about NT$180，000 and an annual salary of nearly NT$2.5 million.
Senior attending physicians earn about NT$300，000 to NT$500，000 a month；those earning more than NT$500，000 are at the top of the industry.
A veteran ophthalmologist who moved to a large hospital was offered a contract guaranteeing a monthly salary of NT$50，000，with the base salary dropping to zero after a year.
Doctors who open their own practices can earn monthly net profits of NT$500，000 to NT$1 million through self-pay treatments and a stable patient base.
Doctors on a commission-only plan with no base salary may face major income fluctuations and lack Labor Standards Act protections.
It wasn't Lai Ching-te or the recall campaign team！Former legislator reveals the woman behind the “ocean current” operation：this group will next come out one after another to back Shen Po-yang.
Published ・ Source Taiwan | 風傳媒
Former legislator Sun Ta-chien accused Tsai Ing-wen's network of running Shen Po-yang's “ocean current” campaign，describing it as sophisticated marketing that treats him like an idol，and predicted that pro-Tsai KOLs would take turns backing Shen. Polls，however，show that Chiang Wan-an still holds a lead.
Facts
Former legislator Sun Ta-chien named the network of former President Tsai Ing-wen as a possible force behind the “ocean current” campaign on the political talk show 中天辣晚報.
A TVBS Poll Center survey conducted after the Oct. 31 debate found Chiang Wan-an with 46% support and Shen Po-yang with 42%，a gap narrowed to 4 percentage points.
Shen Po-yang's campaign announced the “Taipei Great Ocean Current” plan on Sept. 30 as a campaign rallying call.
Sun Ta-chien predicted that online opinion leaders who were previously close to Tsai Ing-wen would come out one after another to publicly endorse Shen Po-yang.
The nine-in-one elections will be held on Nov. 28.
Is a second debate between Chiang Wan-an and Shen Po-yang in the works？Chiang's camp receives an invitation and angrily lays out “3 lies” by Wu Szu-yao：“Apologize before asking for an appeal.”
Published ・ Source Taiwan | 風傳媒
The first Taipei mayoral election debate was hosted by TVBS and 三立電視台. After the debate，Chiang Wan-an's camp accused Shen Po-yang's camp of leaking questions and lying，demanded that Wu Szu-yao apologize first and agree to a good-faith clause，and said it had received an invitation to a second debate，but that the conditions were strict.
Facts
Original2026年10月31日台北市長選舉首場電視辯論由TVBS與三立電視台共同舉辦。
Chiang Wan-an's camp demanded that Wu Szu-yao apologize for lying and harming the organizers，and agree to a good-faith clause in the consent form for the second debate.
Wu Szu-yao told at least three lies during debate negotiations，including about the choice of time，cross-examination and whether questions had been provided in advance.
Shen Po-yang's camp passively accepted having questions provided in advance；Wu Szu-yao agreed on the spot and suggested a question-and-answer segment.
Lo Chih-chiang criticized Shen Po-yang for losing the debate yet demanding a second one，and accused his camp of allowing attacks on the organizers.
Test drive》The electric feel without charging！The X-Trail e-Power “Yaori” costs less than NT$1.5 million；a look at its electronic four-wheel-drive features.
Published ・ Source Taiwan | 風傳媒
Nissan has launched the X-Trail e-Power “Yaori” flagship model，priced at NT$1.499 million. Combining the convenience of refueling with the smooth feel of electric drive，it features VC-Turbo power generation and e-4ORCE electronic four-wheel drive，meeting the needs of consumers who do not want to charge their vehicles.
Facts
Nissan has launched the new X-TRAIL e-POWER “Yaori” as a single flagship model，with a suggested retail price of NT$1.499 million.
The X-Trail e-Power is equipped with a 1.5-liter VC-TURBO variable-compression-ratio engine that generates electricity，while electric motors on the front and rear axles drive the wheels.
The X-Trail e-Power “Yaori” features the e-4ORCE full-time electronic four-wheel-drive system with front and rear motors，producing a combined 213 horsepower and maximum torque of 33.7 kilogram-meters.
The X-Trail e-Power “Yaori” has an official 0-to-100-kilometer acceleration time of just 7 seconds.
The X-Trail e-Power “Yaori” cabin features a BOSE audio system，ANC active noise cancellation and NASA zero-gravity stress-relief seats.
The X-Trail e-Power “Yaori” exterior updates include a grille-style radiator grille，split light-wing headlamps and 19-inch geometrically machined alloy wheels.
An elderly parent owns 2 homes，and the children are adults：can the “second home also qualify for lower land value tax”？The tax bureau reveals 4 conditions to save a substantial amount in taxes.
Published ・ Source Taiwan | 風傳媒
The Taichung City Government Local Tax Bureau outlined a case explaining that owners of multiple properties who want the second home to qualify for the preferential land value tax rate of 2 per thousand must have an adult direct relative aged 18 or older registered as living there. The eligibility assessment date is Sept. 22；those under 18 on that date cannot receive the discount for that year，and the property must not be rented out or used for business.
Facts
The age of majority under the Civil Code was lowered from 20 to 18 on Jan. 1，2023，so adult children aged 18 or older can meet the age requirement for household registration to qualify for the preferential rate on a second owner-occupied residential property.
Taichung City’s tax bureau set September 22 as the 2026 deadline for reviewing eligibility for land value tax concessions, 40 days before the tax comes due.
The preferential tax rate for owner-occupied residential land is 2‰, a marked difference from the progressive rates of 10‰ to 55‰ for general land.
Urban land eligible for the preferential rate is capped at 300 square meters, or about 90.75 ping.
Non-urban land eligible for the preferential rate is capped at 700 square meters, or about 211.75 ping.
The 2026 land value tax collection period began on November 1, with payment due by November 30.
Kao Chin Su-mei’s top money handler Chang Chun-chieh successfully fled overseas! Coast Guard intercepts fishing boat off Keelung, but ‘can’t find him’; captain taken back to port for questioning
Published ・ Source Taiwan | 風傳媒
Chang Chun-chieh, a former director of ex-legislator Kao Chin Su-mei’s office, is suspected of involvement in a Chinese espionage case and fled after posting bail. The Coast Guard intercepted a fishing boat involved in the case off Keelung in the early hours of October 4 and arrested its captain. Investigators allege Chang accepted Chinese funding to build an organization. Kao has also been barred from leaving Taiwan by land or sea in connection with the case.
Facts
Chang Chun-chieh, former director of ex-legislator Kao Chin Su-mei’s office, was implicated in a Chinese espionage case and fled after breaking his electronic monitoring bracelet on September 6.
The Coast Guard intercepted a fishing boat involved in the case off Keelung in the early hours of October 4 and took the captain and others back to Keelung Harbor for questioning.
Investigators allege Chang Chun-chieh accepted large sums of money from China, built an organization in Taiwan and recruited aides to promote bills favorable to China.
Kao Chin Su-mei was questioned over cases including alleged misuse of aides’ salaries and was ordered not to leave Taiwan by land or sea.
Coast Guard personnel found no sign of Chang Chun-chieh when they boarded the vessel to inspect it. At least 3 people were aboard, hauling in fishing nets.
New traffic rules take effect nationwide this year! Violators face tougher penalties: ‘Fines of up to NT$36,000 and license suspension.’ Drivers and motorcyclists, take note.
Published ・ Source Taiwan | 風傳媒
Taiwan increased penalties for crashes involving drivers who fail to yield to pedestrians from January 31 this year. The New Taipei City Traffic Adjudication Office said a crash causing injuries carries a maximum fine of NT$36,000 and license suspension, while causing serious injuries or death results in license revocation and a 4-to-5-year ban on reapplying. Statistics show related cases in New Taipei City fell by 9.2%, suggesting the policy is gradually taking effect.
Facts
Drivers who cause injuries by failing to yield to pedestrians face a fine of NT$18,000 to NT$36,000 and a license suspension of 1 to 2 years.
Drivers who cause serious injuries or death by failing to yield to pedestrians face a NT$36,000 fine, license revocation and a 4-to-5-year ban on reapplying.
Failure to yield to a pedestrian without causing an accident is punishable by a fine of NT$1,200 to NT$6,000 under Article 44, Paragraph 2 of the Road Traffic Management and Penalty Act.
Pedestrian injury and fatality cases involving drivers who failed to yield in New Taipei City from February to May 2026 fell 9.2% compared with the same period in 2025.
In addition to a fine, drivers who fail to yield to pedestrians as required receive 3 traffic violation points and must attend a road traffic safety course.
Explainer: Husband dies, but wife can’t collect labor insurance survivor pension! It’s not because they weren’t married—the real reason revealed
Published ・ Source Taiwan | 風傳媒
This article details eligibility requirements and calculation methods for labor insurance survivor pensions, emphasizing that spouses must meet strict conditions involving age, income and duration of marriage. Unmarried partners are ineligible, and the article compares the differences with the labor pension system.
Facts
Recipients of labor insurance survivor pensions cannot be freely designated by the insured, and unmarried cohabiting partners are ineligible.
The first tier in the 2026 labor insurance insured salary scale is NT$29,500 per month, which serves as the spouse income threshold.
The survivor pension payment is calculated by multiplying the average monthly insured salary by the number of years insured and then by 1.55%.
The priority order for claiming a labor insurance survivor pension is spouse and children, parents, grandparents, grandchildren, and siblings.
If a worker covered by the new labor pension system dies before claiming benefits, a person designated in their will may claim the principal and interest in their individual account.
Cybersecurity problem exposed! 永豐金 shares plunge nearly 4%, falling below the quarterly moving average; ‘this financial stock’ also dragged down
Published ・ Source Taiwan | 風傳媒
Online banking system problems at 永豐銀行, a subsidiary of 永豐金, led to more than NT$40 million being transferred out of the accounts of 419 customers into a single account at 北富銀. Although all the money has been returned, the incident raised security concerns, sending 永豐金 shares down nearly 4% and wiping NT$25.9 billion off its market value, while also weighing on peer stocks.
Facts
An online banking system problem at 永豐銀行 led to abnormal transfers from the accounts of 419 customers.
The total amount of abnormal transfers exceeded NT$40 million, across 427 transactions.
All funds transferred out abnormally were sent to the same account at 台北富邦銀行.
永豐銀行 has returned all funds transferred out abnormally, along with the related fees, to customers.
永豐金 shares plunged nearly 4% at one point during trading, wiping about NT$25.9 billion off its market value.
The Financial Supervisory Commission has ordered 永豐銀行 to submit an investigation report on the major incident by November 12 at the latest.
永豐銀行 has been ordered to take its new online banking app offline for now.
Retired dad wants to give the house to his son and the land to his daughter! Could land value tax soar from NT$5,000 to NT$25,000? Tax bureau reveals 1 key factor
Published ・ Source Taiwan | 風傳媒
Hsinchu City’s tax bureau published a case involving a retired executive, Mr. Zhang, who gave the house and land separately to his children. Because the siblings are not direct-line relatives, the land lost the preferential 2‰ rate for owner-occupied residential property, and the tax bill increased 5 times. The bureau stressed that a new application is required after a land transfer, and the house must be owned by a direct-line relative.
Facts
After Mr. Zhang, a retired senior executive from Hsinchu Science Park, separately gifted the house and land to his children, his annual land value tax rose from NT$5,000 to NT$25,000.
The preferential 2‰ rate for owner-occupied residential land applies only if the house on the land is owned by the landowner, their spouse or a direct-line relative.
Siblings are considered collateral relatives under the law and do not meet the house ownership eligibility requirements for the preferential rate on owner-occupied residential land.
The application deadline for the 2026 land value tax is September 22, and payment is due by November 30.
Urban land eligible for the preferential owner-occupied residential rate cannot exceed 300 square meters, or about 90.75 ping.
Stop going to movies or bookstores on dates! The winner among the TOP 10 first-date activities is this: eating and chatting feels natural and avoids awkward silences
Published ・ Source Taiwan | 風傳媒
網路溫度計DailyView used KEYPO大數據關鍵引擎 to analyze the TOP 10 first-date activities drawing online discussion, finding that eating and chatting ranked first. It also recommended options such as visiting exhibitions and having a drink, along with practical icebreakers to ease awkwardness.
Facts
網路溫度計DailyView used the online public-opinion analysis software KEYPO大數據關鍵引擎 to compile the TOP 10 first-date activities receiving the most online discussion.
誠品畫廊, located on B1 of 誠品生活松菸, is showing Wang Mei-ling’s solo exhibition ‘Keywords—Continuation’ from October 17 to December 12.
Wang Mei-ling’s solo exhibition ‘Keywords—Continuation’ presents nearly 40 new works developed over three years, transforming the ‘hashtag’ concept commonly seen on social media into creative inspiration.
Some online users said going to a concert is a good first-date idea because being among a crowd feels safer and there is less worry about awkward silences.
For people who dislike being invited to see a night view right at the start of a date, it can feel like the other person is eager for physical contact, and an isolated location may add pressure.
Some online users say hiking can reveal whether a person is considerate and attentive to others.
民進黨 to hold ‘Night of Vigilance’ social party Friday; more than 20,000 people rush to register
Published ・ Source Taiwan | 風傳媒
民進黨 is holding a social party titled ‘Night of Vigilance’ on Friday. The event has drawn considerable attention, with more than 20,000 people registered so far.
LINE will stop working starting today! Official announces end of service—‘see who is affected’; service will be cut off without an upgrade
Published ・ Source Taiwan | 風傳媒
LINE announced that it will stop supporting older versions of its app starting November 4, 2026. iPhone/iPad users must upgrade to iOS 15 and LINE 14.6.3, while Android users must upgrade to Android 8.0 and LINE 14.4.6. Older models that cannot upgrade their operating systems, such as iPhone 6, will lose access to the service. Users are advised to check their versions and back up their data.
Facts
LINE will stop supporting some older versions of its app starting November 4, 2026.
The LINE app for Android phones and tablets must be version 14.4.6 or later, and the operating system must be Android 8.0 or later.
The iPhone 5s, iPhone 6 and iPhone 6 Plus cannot be upgraded to iOS 15 and therefore can no longer use LINE.
Apple Watch users should ensure their watch is running watchOS 8.0 or later and that the paired iPhone has LINE version 14.6.3 or later installed.
Has Ho Hsin-chun overtaken Chiang Chi-chen? Shen Fu-hsiung calls Taichung poll ‘shocking’ and points to 1 figure: if true, the KMT is in deep trouble
Published ・ Source Taiwan | 風傳媒
Shen Fu-hsiung analyzed polling for the local elections, saying the figures showing Ho Hsin-chun overtaking Chiang Chi-chen were stunning and warning that, if accurate, the blue camp would face a crushing defeat.
ET Poll: Latest Taoyuan race! Support gap between Chang San-cheng and Huang Shih-chieh revealed; he leads by double digits on 3 indicators
Published ・ Source Taiwan | 風傳媒
ETtoday民調雲 released a poll on the Taoyuan mayoral race ahead of the 2026 local elections. Incumbent Chang San-cheng, who is seeking re-election, holds a commanding lead over Huang Shih-chieh in support, perceived electability and favorability, pointing to a clear advantage in the race.
Facts
ETtoday民調雲 released its latest poll on the Taoyuan mayoral race, showing incumbent Chang San-cheng, who is seeking re-election, leading Huang Shih-chieh in support by more than 11 percentage points.
Chang San-cheng has 47.4% support, compared with 36.0% for Huang Shih-chieh, a gap of 11.4 percentage points.
Chang San-cheng has a favorability rating of 49.1%, compared with 37.6% for Huang Shih-chieh, a gap of 11.5 percentage points.
The survey had 1,190 valid responses. At a 95% confidence level, the margin of sampling error is plus or minus 2.84 percentage points.
2026 scooter subsidies in the six special municipalities get a boost! Eligible applicants can receive up to 59300 yuan; see the plans and amounts for each city
Published ・ Source Taiwan | 風傳媒
Details of the 2026 electric scooter subsidy programs in Taiwan's six special municipalities have been announced. Taipei City is adding subsidies for battery fees and a special program for families with young children, while low- and middle-income households can receive up to 59,300 yuan for replacing an old scooter. The other five municipalities are also offering various additional subsidies for groups such as delivery riders and young people, though quotas or budgets in some cities have already been exhausted.
Facts
As of September 2026, electric scooters account for 18% of scooters sold in Taipei City, 3 times the national average of 6%.
The Taipei City Government is providing an additional battery-fee subsidy of 8,000 yuan for the first time to help ease routine riding and maintenance costs.
The Ministry of Economic Affairs' Industrial Development Administration is providing an additional 3,000 yuan, on top of the basic subsidy, for newly purchased electric scooters using domestically produced battery cells and related materials.
Taichung City offers tiered replacement subsidies based on vehicle age, including 16,000 yuan for replacing a two-stroke scooter.
Tainan City is the first to offer a discount on monthly battery rental fees, with subsidies of up to 7,200 yuan for heavy electric scooters.
Have a cold, a cough and stuck phlegm? Don't force yourself to cough, doctors warn. Physician Huang Hsuan teaches the “1 huffing technique to clear phlegm”: 3 steps to safely bring it up
Published ・ Source Taiwan | 風傳媒
Physician Huang Hsuan reminded the public in a post not to forcefully cough when phlegm gets stuck during a cold, as this could cause the airways to collapse. Instead, he recommended the “huffing technique to clear phlegm,” commonly used in chest physiotherapy, which uses 3 specific steps to safely expel deep-seated mucus.
Facts
Physician Huang Hsuan said that coughing violently can cause pressure in the chest to spike, compressing and closing the large airways. This cuts off airflow and can make it harder to bring up phlegm.
The huffing technique to clear phlegm is part of the active cycle of breathing technique (ACBT). It works by using the movement of the equal pressure point to push thick secretions from the ends of the bronchi toward the central airways.
An analysis by Lewis and colleagues found that ACBT cleared more phlegm in the short term than conventional chest physiotherapy and external oscillation devices.
The huffing technique to clear phlegm involves three stages: sitting comfortably and taking slow, deep breaths; huffing with the mouth open to use airflow to move the phlegm; and finishing with a gentle cough once the phlegm reaches the throat.
水利署 issued a notice that Baoshan Second Reservoir is freely overflowing, affecting Baoshan Township and Emei Township in Hsinchu County, as well as the East, North and Xiangshan districts of Hsinchu City. Residents are urged to take note and stay away from riverbeds.
台灣自來水公司 issued a water outage alert for Yongguang and Guangming neighborhoods in Zhongli District, Taoyuan City, due to a leak repair at No. 9, Guanghui Fifth Street. The outage will run from 11:45 to 14:00 on November 4, 2026.
台灣自來水公司 issued a water outage alert for Hebao Village in Gukeng Township, Yunlin County, due to emergency repairs to a broken pipe. The outage will run from 11:32 to 14:00 on November 4, 2026.
台灣自來水公司 will carry out an emergency pipe repair in coordination with 左鎮公所's road improvement project, suspending water service in Zhongzheng and Ronghe villages in Zuozhen District, Tainan City, on November 4, 2026.
台灣自來水公司 will suspend water service in Dongxing Village, Shetou Township, Changhua County, on November 4, 2026, to carry out a water service connection in coordination with 社頭鄉公所.
An emergency repair is being carried out for a leak in a 200mmPVCP pipe at No. 1-11, Aishan Street, Luzhu District. Water service will be suspended in Yangchou Village, Luzhu District, Taoyuan City.
To improve water quality and strengthen the reliability of the water supply, 台灣自來水公司 will carry out a water service connection on November 4, 2026, as part of an outsourced pipeline extension project on Jiangong Lane and other roads in Beitun District. The work will affect Jungong and Jiushe villages in Beitun District, Taichung City, and Juxing Village in Tanzi District.
台灣自來水公司 is carrying out emergency repairs to a broken pipe affecting Zhonglin, Yongle and Linbian villages in Linbian Township, Pingtung County. Water service is expected to be restored before 17:00 on November 4, 2026.
台灣自來水公司 is carrying out emergency repairs after pipeline construction for an extension project in Beisanzhan, Shunan Village, Xincheng Township, damaged a pipe, resulting in water outages in parts of Xiulin and Xincheng townships, Hualien County.
台灣自來水公司 issued a water outage alert for Zhongshan and Meixin villages in Yangmei District, Taoyuan City. The outage will run from 9:30 a.m. to 5 p.m. on November 4, 2026.
交通部公路局 issued an alert saying that Provincial Highway Taiwan Route 17 between 115K+0 and 115K+0 in Yunlin and Chiayi counties has been closed due to a small truck rollover.
台灣自來水公司 announced that some villages in Tucheng District, New Taipei City, will face sectionally reduced water pressure and water outages due to emergency inspections of the district pipeline network and valve operations。
台灣自來水公司 imposed sectionally reduced water pressure and water outages in several villages in Tucheng District, New Taipei City, on 2026年11月4日 for emergency inspections of the district pipeline network and valve operations。
台灣自來水公司 said work to improve the electrical panel at Qing Shui No. 8 Well in Qingshui District required a water outage, affecting some villages in Dajia and Qingshui districts, Taichung City。
台灣自來水公司 issued a water outage alert for Huangcuo Village in Dacun Township and Dongbei Village in Yuanlin City, Changhua County, due to equipment failure at the Da Yuanlin booster station。
台灣自來水公司 is conducting emergency repairs and suspending water service in Nei'an and Waian villages in Xiyu Township, Penghu County, due to a faulty water-control valve beside the booster station at Nei'an Elementary School。
台灣自來水公司, in coordination with 水利局's waterworks project to relocate a pipeline on Lane 513, Datong Road, Luzhu District, will suspend water service in Shezhong, Shexi, Shedong and Shenan villages in Luzhu District, Kaohsiung City, from 8:47 to 18 on 2026年11月4日。
An emergency repair of a leak in a 150mm PVC pipe at No. 151, Lane 309, Haihu North Road, Binhai Village, Luzhu District, will result in a water outage in Binhai Village, Luzhu District, Taoyuan City。
台灣自來水公司 suspended water service in some areas of Daxi District, Taoyuan City, and Yingge District, New Taipei City, from 2026年11月3日至4日 for pipeline replacement work。
台灣自來水公司 issued a water outage alert for some villages in Caotun Township, Nantou County, and Wufeng District, Taichung City, due to emergency repairs to a leak on Nanping Road in Caotun Township。The outage will last from 08:31 to 20:00 on 2026年11月4日。
台灣自來水公司 will suspend water service in Da'an and Dafa villages in Bade District, Taoyuan City, from 8:39 to 14:00 on 2026年11月4日 for a water-supply extension project at Alley 1, Lane 692, Heping Road, Dafa Village, Bade District。
台灣自來水公司 will carry out pipeline replacement work and suspend water service in some areas of Xizhou Township, Changhua County, to improve the stability of water supplies and reduce the risk of pipeline leaks。
〈Real Estate〉青安3.0 launched 2 months ago；average approved loan per household reaches NT$8.43 million，8% higher than 新青安
Published ・ Source Taiwan | 鉅亨網
In the 2 months since 青安3.0 launched，an average of 4,119 applications were received monthly，down 17% from 新青安；however，the average loan per household rose 8% to NT$8.43 million，indicating higher loan amounts but a temporary decline in applicants。
Facts
During its 3-year term，新青安 disbursed loans to a total of 177,000 households，with total disbursements reaching NT$1.38 trillion。
In the 2 months since 青安3.0 launched，loans were disbursed to just 1,862 households，totaling NT$15.7 billion。
It often takes 1-3 months from loan application to actual disbursement。
AI skills emerge as a major job-seeking advantage！1 in every 4 people has registered an AI certificate；experts reveal the skill companies value most
Published ・ Source Taiwan | 鉅亨網
1111人力銀行 has partnered with 聯成電腦 and 資策會 on the “Resume Gold-Plating Program” in response to a surge of more than 43% in demand for AI talent，encouraging job seekers to register their digital certificates。Experts stressed that companies most favor hybrid talent able to combine AI with existing professional expertise。
Facts
In August this year，demand for AI talent in the service and manufacturing sectors surged more than 43% from the same period last year
More than 1,000 students have registered their professional achievements on the 1111人力銀行 platform
Digital certificates account for nearly 25% of the items registered by students
聯成電腦 Vice President Tsai Tien-sung said companies value most the ability to apply AI in combination with existing professional expertise
1111人力銀行，聯成電腦 and 資策會 are promoting the Resume Gold-Plating Program
〈Analysis〉蘋果 shares fall 2.5%：a buying opportunity？Analyst sets $370 target，sees potential to monetize AI services
Published ・ Source Taiwan | 鉅亨網
蘋果's fourth-quarter results beat expectations，but its shares fell。Analysts said its restrained AI investment offers defensive qualities；Melius Research maintained its Buy rating and set a $370 price target，citing the potential to monetize its services and AI。
Facts
蘋果 reported its fiscal fourth-quarter results on Nov. 2，with both revenue and profit beating market expectations。
蘋果 shares fell nearly 2% the day after the results were released，closing at $331.90。
Melius Research analyst Ben Reitzes maintained a Buy rating on 蘋果，with a price target of $370。
蘋果 currently trades at about 34.6 times its expected earnings for the next 12 months，well above the S&P 500's price-to-earnings ratio of about 18 times。
Over the past 10 years，蘋果 shares have risen in the month after earnings were released 68% of the time，and were higher a year later 92% of the time。
Excluding the impact of tariff refunds，蘋果's gross margin this quarter fell about 1 percentage point from the previous quarter。
Aptus Capital Advisors equity chief David Wagner described 蘋果 as a defensive pick among major tech stocks this year。
Companies mentioned：蘋果、Apple、Microsoft、Alphabet、Amazon、巴隆周刊、Aptus Capital Advisors、Melius Research、道瓊市場
Taiwan stocks plunge more than 1,300 points again：what happened？Watch these two oversold rebound indicators
Published ・ Source Taiwan | 鉅亨網
Taiwan stocks plunged more than 1,300 points today amid foreign investor withdrawals and AI concerns，with 台積電 leading the decline。Institutional investors said margin selling had snowballed and overhanging supply had yet to be cleared，and advised waiting for signs of a bottom。
Facts
Taiwan stocks' losses widened to more than 1,300 points near midday today。
台積電 fell more than 2% to a low of NT$2,235，accounting for nearly 400 points of the Taiwan market's decline。
The broader market has retreated a cumulative 13.56% in this downturn，while margin loans have fallen just 8.19%。
Original櫃買指數盤中跌幅超過5%，並已跌破年線。
Free cash flow at major cloud providers such as 谷歌 has turned negative。
華航 launches its first New Year's Eve-themed flight，offering exclusive experiences throughout the journey
Published ・ Source Taiwan | 鉅亨網
華航 announced a themed flight from Taipei to Bangkok on New Year's Eve 2027，combining an in-flight celebration with gifts on the ground to create an exclusive experience throughout the journey。
Facts
The flight offers a NT$1,000 Uber ride credit for airport transfers，an elephant keychain from 泰國觀光局 and an exclusive AromaTeddy New Year teddy-bear blind box。
Travelers can enjoy a free KLOOK eSIM with unlimited data for 3 days，an in-flight celebration and an exclusive New Year's Eve certificate。
Upon arrival in Bangkok，Thailand，travelers can receive a free Bangkok BTS transit card and ChaTraMue Thai tea。
Travelers can enjoy Divana SPA，named by CNN as one of the “six best Thai massage” destinations in Bangkok，at a discounted price。
〈U.S. Midterm Elections〉川普 says he will accept midterm election results and work with Democrats
Published ・ Source Taiwan | 鉅亨網
U.S. midterm election results indicate Democrats are poised to take control of Congress。President 川普 said he would accept the outcome and work with Democrats，while attributing Republican losses to his not being on the ballot。
Facts
Trump told The New York Times in an interview that he would accept the midterm election results and was willing to work with Democrats.
Trump blamed the Republicans' poor election showing on his not being on the ballot and said he had no regrets about endorsing candidates.
Democrats are leading in 143 House districts, compared with Republicans in 86 districts.
Democratic candidate Talarico is seen as having a clear lead in the Texas Senate race.
Pre-election polls showed support for Trump and the Republicans falling to historic lows.
Polls indicate Democrats are poised to win the midterm elections, but historical data suggest the results have limited long-term effects on U.S. stocks. The S&P 500 has gained an average of about 14%-16% in the year after midterm elections, with short-term volatility subsequently easing. White House policy powers and the checks and balances of divided government remain key market factors.
Facts
According to Polymarket data as of Tuesday (the 3rd) morning, the probability that Democrats will take control of both the House and the Senate reached 76%.
A Yahoo財經 compilation of midterm election data since 1946 found that, regardless of which party controls Congress, the S&P 500 gains an average of 14% to 16% in the year after the election.
In the 7 midterm elections after Democrats controlled Congress, the stock market rose an average of 11% over the following 3 months, closing higher every time.
In all 20 midterm elections since 1946, the S&P 500 closed higher one year after the election, regardless of which party ultimately controlled Congress, with an average gain of about 14%.
瑞銀 Chief Investment Office fixed-income head Kurt Reiman said he expects the U.S. government to be divided after the 2026 midterm elections.
道富環球投資管理 Chief Investment Strategist Michael Arone said the significance of midterm elections is less about choosing a president than about checking the power of the incumbent.
〈U.S. Midterm Elections〉Trump speaks out for the first time: If I were on the ballot, Republicans would win “in a landslide”
Published ・ Source Taiwan | 鉅亨網
Trump responded to the midterm election losses, claiming Republicans would win if he were on the ballot. The White House echoed his remarks, emphasizing the quality of the candidates and Trump's ability to rally voters, while warning voters not to ignore the threat from the radical left.
Facts
Trump wrote on Truth Social that if his name were on the ballot, Republicans would win by a landslide.
The White House said in a statement that Trump's supporters turn out to vote when he is on the ballot.
The White House said candidate quality is crucial and that Trump does a better job campaigning and holding rallies for candidates than they do themselves.
White House officials warned voters that once the U.S.-Iran conflict is resolved and oil prices fall, those who support Democrats will regret facing the radical liberal left.
Regardless of the election results, Trump will be even more determined to stop the radical left.
〈U.S. Midterm Elections〉Democrats retake the House! Trump loses his congressional advantage and could face a wave of investigations
Published ・ Source Taiwan | 鉅亨網
Democrats are expected to retake the House in Tuesday's midterm elections, ending the Republican monopoly on power since Trump returned to the White House two years ago. Voter discontent over inflation and the war with Iran fueled the backlash, setting the stage for divided government in Washington.
Facts
Democrats are expected to regain control of the House in the U.S. midterm elections to be held Tuesday (the 3rd).
Voter discontent over the persistently high cost of living and the United States' involvement in the war with Iran was a major factor in the Democratic victory.
Texas Democratic candidate James Talarico is expected to defeat Republican candidate Ken Paxton.
Uncertainty over divided government in Washington widened losses in U.S. stock futures and weakened the dollar.
After Democrats retake the House, they will gain powerful investigative authority, with a focus on Trump and his business interests.
Democrats set to sweep Congress! Dollar plunges to a one-month low; Swiss franc and yen emerge as safe-haven winners
Published ・ Source Taiwan | 鉅亨網
Preliminary results from the U.S. midterm elections indicate that Democrats are expected to take both the House and Senate, prompting global markets to reprice assets. The dollar index hit a one-month low, while the Swiss franc and yen emerged as safe-haven winners. Attention has shifted to the potential impact of increased AI regulation on technology stocks and the dollar.
Facts
Preliminary results from the U.S. midterm elections indicate that Democrats are expected to take both the House and Senate.
The dollar index fell as much as 0.4% during early Asian trading, its biggest drop since October 2.
The Swiss franc gained nearly 1% and the yen rose 0.7%, making them the biggest winners in the foreign exchange market.
〈U.S. Midterm Elections〉First defeat in 18 years! Republicans lose a key Senate seat
Published ・ Source Taiwan | 鉅亨網
In the U.S. midterm elections, former Democratic governor Cooper defeated Republican rival Whitley to win North Carolina's Senate seat, ending the Republicans' 18-year winning streak and giving Democrats a crucial boost in their bid to regain control of the Senate.
Facts
Democratic candidate Cooper defeated Republican candidate Whitley to win North Carolina's U.S. Senate seat.
The victory ended the Republicans' 18-year winning streak in North Carolina Senate elections.
According to preliminary tallies, Cooper received nearly 60% of the vote, while Whitley received about 38.4%.
Democrats currently hold 47 Senate seats and need a net gain of 4 seats to secure a majority.
The incumbent, Tillis, announced he would not seek reelection after a dispute with the president over the “Big Beautiful Bill.”
Democrats to retake Congress; Trump threatens to become “Mr. Veto”—will it rattle U.S. stocks? Historical data offer a silver lining
Published ・ Source Taiwan | 鉅亨網
As vote counting reaches a critical point nationwide, Polymarket puts the odds of Democrats taking control of Congress at 89%. Trump has threatened to become “Mr. Veto” and block legislation. While this could increase political friction, historical data show that U.S. stocks have performed well over the long term in this scenario, and the market has generally trended higher after midterm elections.
Facts
Polymarket puts the odds of Democrats taking control of both chambers of Congress at 89%.
Trump threatens to become “Mr. Veto” if Democrats control Congress.
The S&P 500's average annual return is 7.33% when a Republican president serves alongside a Congress split between the two parties.
The S&P 500 has risen in November of every midterm election year over the past 75 years, a 100% rate.
Low tax rates for individuals and businesses can be locked in through January 2029.
Democratic lawmakers advocate limiting data center expansion and imposing strict constraints on AI applications.
〈U.S. Midterm Elections〉If Democrats sweep Congress, the S&P 500 could fall 0.5%
Published ・ Source Taiwan | 鉅亨網
As the U.S. midterm elections get underway, markets are focused on which party will control Congress. 摩根大通 forecasts that a Democratic victory would send the S&P 500 down 0.5%, while a Republican victory would lift it 1%. Post-election areas of focus include AI regulation, healthcare subsidies and defense spending, while geopolitical risks remain a source of uncertainty.
Facts
摩根大通 forecasts that if Democrats sweep Congress, the S&P 500 could fall about 0.5% on Wednesday.
If Republicans retain the Senate, the S&P 500 could rise by as much as 1%.
A Wolfe Research survey found that institutional investors' portfolios were not significantly positioned for any particular election outcome.
The S&P 500 closed higher in the year after every U.S. midterm election from 1982 through 2022.
The S&P 500 has gained double digits so far this year ahead of the election, unlike its weaker performance in past pre-election periods.
Companies mentioned：摩根大通、International Business Times、CNBC、Wolfe Research、高盛、Argent Capital Management、HCA醫療保健、泰尼特健保、聯合健康保險、聖丁、富國銀行投資研究所、BTIG
AMD's strong earnings reignite confidence in AI investment; data center revenue surges 97%
Published ・ Source Taiwan | 鉅亨網
AMD reported strong third-quarter results, with revenue of $13.4 billion, up 45% year over year, and data center revenue surging 97% to $8.5 billion, boosted by demand for AI products. The company is upbeat about growth in the fourth quarter and next year, reigniting market confidence in AI investment.
Facts
AMD's third-quarter revenue reached $13.4 billion, up 45% from a year earlier.
AMD's third-quarter data center revenue reached $8.5 billion, up 97% from a year earlier.
AMD forecasts total fourth-quarter revenue of $17 billion.
AMD has set a target of 80% growth in overall business revenue next year.
AMD's client computing business generated $2.9 billion in third-quarter revenue.
Intel shares plunged 29% in the trading session following its earnings announcement
AMD's adjusted earnings per share (EPS) came to $2.09, up 74% year over year
〈Stocks in Focus〉營邦 revenue is expected to top NT$10 billion this year, setting a record; shares rose more than half a limit-up to reclaim the NT$600 level
Published ・ Source Taiwan | 鉅亨網
營邦 is responding to growing demand for AI servers. Revenue in the first 3 quarters of this year reached NT$8.125 billion and is expected to top NT$10 billion for the full year, sending shares sharply higher. All 3 major product lines grew, and AMD Helios products have entered mass production.
Facts
Revenue in the first 3 quarters of this year reached NT$8.125 billion, up 37.66% year over year and surpassing full-year 2025 revenue
Revenue is expected to top the NT$10 billion mark this year, setting a record
All 3 major product lines grew in tandem: AI servers, AI storage products developed with 輝達, and CSP enclosures developed with AMD
AMD's Helios has entered mass production at the company's new Yangmei plant
Over the past 3 years, the business has come mainly from North America, which accounted for nearly 80%; pan-European and pan-Asian markets each accounted for about 10% to 15%
Long-term investing becomes an endurance race: 群益 launches a new service to put investments on a compounding cycle
Published ・ Source Taiwan | 鉅亨網
群益金鼎證 announced an upgrade to its 「群益存股通」 service and launched a 「dividend reinvestment」 service, using an automated compounding cycle to help investors grow their assets faster.
Facts
群益金鼎證 announced an upgrade to its 「群益存股通」 service and the launch of a new 「dividend reinvestment」 service.
Cash dividends paid by all listed and OTC companies this year are expected to reach as much as NT$3.2 trillion.
The number of beneficiaries of Taiwan stock ETFs surged by 696,600 in a single week to 19.25 million, while assets under management climbed to NT$8.2 trillion.
台灣夏普 passed ISO/IEC 27001 international certification for its information security management system.
台灣夏普 passed an audit by 法標國際認證股份有限公司 with 「zero nonconformities」.
台灣夏普's general manager is 張凱傑.
Original台灣夏普是日本夏普在台100%投資的分公司。
台灣夏普 has long focused on home appliances, smart displays, B2B solutions and localized services.
The team behind the certification project worked intensively for more than 3 months.
The certification scope covered areas including corporate operations management, customer privacy protection, digital platform operations and supply chain coordination.
〈Real Estate〉Taipei housing transactions rose 5.7% year over year in the first 10 months; Beitou, a 「white-collar」 district, reaps major benefits from 輝達
Published ・ Source Taiwan | 鉅亨網
Housing transactions in Taipei City rose 5.7% year over year in the first 10 months of 2026, but varied sharply by district. Beitou led the city in transaction growth, benefiting from the industrial boost of 輝達's headquarters moving to the Beishike area; Zhongshan remained the leader in transaction volume. By contrast, high prices cooled buyer demand in the premium districts of Da'an and Xinyi, where transaction volumes declined.
Facts
Beitou recorded 2,051 transactions in the first 10 months, up 24.1% year over year, the highest growth rate in the city
輝達's overseas headquarters will be located at the T17 and T18 sites in the Beitou-Shilin Technology Park, with land rights fees totaling NT$12.2 billion
Zhongshan recorded a cumulative 2,850 transactions in the first 10 months, up 23.3% year over year, an increase of 538 transactions
Transactions in Da'an fell 10.2% year over year, while Xinyi also saw a 9% decline
輝達 is expected to drive more than NT$40 billion in investment and create AI technology-related jobs
〈U.S. Midterm Elections〉Early vote count is in! Democrats poised to win both chambers of Congress; Nasdaq futures drop 2%, while the dollar and Treasury yields fall
Published ・ Source Taiwan | 鉅亨網
Early results from the U.S. midterm elections suggest Democrats could take control of both chambers of Congress, sending U.S. stock futures lower and weakening the dollar and Treasury yields. Markets expect that a 「blue wave」 would constrain fiscal spending and tighten regulation, putting pressure on tech stocks and the AI industry, while renewable energy stocks are seen as beneficiaries.
Facts
Early results from the U.S. midterm elections suggest Democrats are poised to win majorities in both chambers of Congress.
那斯達克100指數 futures fell 2%, while VIX futures, which reflect market anxiety, topped 20.
Treasury yields fell across the board, with the 5-year yield dropping 7 basis points to 4.69%.
Big Tech stocks Microsoft, Amazon and Nvidia all fell in after-hours trading.
Prediction market Kalshi showed the probability of Democrats controlling the Senate had risen above 90%.
The Invesco Solar ETF (TAN-US) rose 3.5% in trading on Robinhood.
CNBC projected that Democrats could win at least 210 of the 435 seats in the House.
Nomura Holdings senior rates strategist Andrew Ticehurst said the market sees a Democratic victory as negative for the dollar.
Companies mentioned：標普500指數、那斯達克100指數、道瓊工業指數、微軟(MSFT-US)、亞馬遜(AMZN-US)、輝達(NVDA-US)、CoreWeave(CRWV-US)、SpaceX(SPCX-US)、芝加哥選擇權交易所、Kalshi、CNBC、野村控股(Nomura Holdings)、宏利投資管理(Manulife Investment Management)、Wellington Management、美國運通金融服務(Ameriprise Financial)、Invesco、Freedom Capital Markets、Robinhood
〈U.S. Midterm Elections〉Silver could rally further if Democrats sweep Congress
Published ・ Source Taiwan | 鉅亨網
The results of the U.S. midterm elections will affect flows into precious metals by influencing Treasury yields and geopolitical risks. If Democrats win, silver could see a bigger rally, buoyed by green-energy industrial demand, while gold is supported by concerns over fiscal deficits.
Facts
OriginalKalshi平台預測民主黨奪回眾議院的機率約九成。
The U.S. national debt currently stands at $40.5 trillion.
Gold prices surged past $5,500 per ounce early this year to set a record.
Silver recently fell below $50, a psychological threshold that had held since 1980.
The U.S.-Iran conflict has lasted more than 250 days.
Ameriprise's chief market strategist is Anthony Saglimbene.
高盛 sees 7 「repair」 signals in U.S. stocks, but investors must first weather 2026
Published ・ Source Taiwan | 鉅亨網
高盛 strategist Brian Garrett said in a weekly report published in late October that U.S. stocks were showing several repair signals, including in volatility and positioning, but investors still need to brace for market turbulence in 2026 as deleveraging pressures persist.
Facts
高盛 strategist Brian Garrett outlined 7 repair signals in U.S. stocks in a weekly report in late October.
The Philadelphia Semiconductor Index fell below its 200-day moving average, ending a streak of 355 consecutive trading days above the average.
The semiconductor sector's forward price-to-earnings ratio fell to about 16 times, touching a low for the current AI cycle.
Original美國基本面多空策略基金的淨槓桿率降至47%，處於過去一年第7百分位。
The S&P 500 is still up 10.7% year to date, but its forward price-to-earnings ratio has fallen to about 19 times, a low for 2026.
Apple's forward price-to-earnings ratio at the time stood at 36 times, underscoring investors' willingness to pay a hefty premium for safe-haven stocks.
Options markets have priced the correlation among index constituents at around 20%, a historical low.
〈Stocks in Focus〉宏碁資訊 posts strong Q3 earnings, but shares fall more than 7% as gross margin slips
Published ・ Source Taiwan | 鉅亨網
宏碁資訊 (6811-TW) reported third-quarter profit up 31% year over year to NT$194 million, but its gross margin fell to 9.88%, a nearly 3-year low, sending shares down more than 7%. Revenue and profit both grew significantly in the first 9 months, with strong operating momentum.
Facts
宏碁資訊 reported third-quarter net profit after tax of NT$194 million, up 31% year over year.
宏碁資訊 reported third-quarter earnings per share (EPS) of NT$4.68, its third-highest quarterly result on record.
宏碁資訊's third-quarter gross margin was 9.88%, down 3.87 percentage points from a year earlier.
宏碁資訊 reported consolidated revenue of NT$9.746 billion in the first 9 months, up 31% year over year.
宏碁資訊 reported net profit after tax of NT$587 million in the first 9 months, up 25% year over year.
宏碁資訊 shares fell about 7% in the third quarter as its gross margin came in below expectations.
宏碁資訊 will focus on its 「AI Service Provider」 strategy going forward.
Is the AI arms race turning into a “debt crisis”? Taiwan stocks plunge 13%—is the worst over? Key trading strategies
Published ・ Source Taiwan | 鉅亨網
Huge AI capital expenditures by tech giants have raised fears of a debt crisis, sending Taiwan stocks sharply lower. Analysts say AI infrastructure can pay for itself in 3 years and recommend watching for buying opportunities at low levels and quality stocks in the ASIC and CCL supply chains.
Facts
Alphabet, Meta, 微軟, 亞馬遜 and 甲骨文 have disclosed future capital spending commitments totaling as much as $3.3 trillion.
Alphabet’s largest capital spending commitment totals $1.06 trillion.
Alphabet has raised more than $160 billion in equity and debt financing combined this year.
巴克萊 estimates that Alphabet’s capital spending will surge to $350 billion in 2027 and $500 billion in 2028.
甲骨文 is down 35% so far this year.
AI servers and related infrastructure can pay for themselves within 3 years.
Alphabet’s equity financing plan in June this year was ultimately oversubscribed and increased to $90 billion.
Alphabet has frequently tapped global bond markets this year, raising more than $70 billion in debt financing.
Taiwan stocks open higher, gain more than 400 points, then swing into the red; CCL and robotics stocks provide support
Published ・ Source Taiwan | 鉅亨網
Taiwan stocks opened higher today (4), gaining more than 400 points before quickly swinging into the red, as major large-cap stocks were mixed. 台積電 turned lower, narrowing the index’s gains, but PCB, copper-clad laminate and robotics stocks were strong, while information services stocks such as 華經 extended their gains.
Facts
Taiwan stocks opened today (4) at 43,449.45 points, up 141.91 points.
台積電 opened at NT$2,320, then fell back to around the previous close, down about 0.11%.
Among PCB and copper-clad laminate stocks, 聯茂 rose about 6.42% and 台光電 gained about 5.40%.
Among robotics stocks, 東台 rose 4.74% and was recently quoted at NT$57.5.
Information services stock 華經 surged 9.95% and was recently quoted at NT$60.8.
AI inference emerges as a new battleground! Compute costs become key to profitability as Fal valuation soars to $16 billion, with 輝達 investing $1.3 billion
Published ・ Source Taiwan | 鉅亨網
AI inference infrastructure provider Fal announced the completion of a $1.3 billion Series F funding round, doubling its valuation to $16 billion, with 輝達 participating. The company’s annualized revenue has reached $800 million, and it will use the funds to expand its computing capacity and team, reflecting capital markets’ optimism about demand for AI inference services.
Facts
Fal announced on Nov. 3 that it had completed a Series F funding round, raising $1.3 billion at a valuation of $16 billion.
輝達 participated in Fal’s Series F round as a strategic investor.
Fal’s Series E funding round earlier this year raised $350 million at a valuation of $8 billion.
Fal’s annualized revenue has reached $800 million.
Trump: US has no intention of attacking Iran immediately, says Iran-US talks are ongoing and “we’ve gotten everything we want”
Published ・ Source Taiwan | 鉅亨網
US President Trump said in an interview with the Financial Times on Tuesday that the United States had no intention of attacking Iran immediately and was satisfied with the progress of US-Iran talks, saying its goals had been achieved. Although Israeli Prime Minister Benjamin Netanyahu hinted at possible military action, Trump stressed that the United States was prepared but might not need to act.
Facts
US President Trump told the Financial Times that the United States had no plans to launch an immediate attack on Iran.
Trump gave the Financial Times a 6-minute phone interview on Tuesday (3).
Trump said he was satisfied with the current standoff between the United States and Iran.
Trump said the two sides were still negotiating, adding, “It seems we’re getting everything we want.”
Junk bond market flashes warning! This spread tops 9 percentage points, breaching historic danger threshold
Published ・ Source Taiwan | 鉅亨網
MarketWatch reported that the spread between US CCC-rated and B-rated junk bonds had topped 9%, reaching a historic warning level. 高盛 experts warn that stocks often perform poorly once spreads reach 8%, but historical data show that the signal’s timing varies and cannot precisely predict the extent of a stock market decline.
Facts
The yield spread between US CCC-rated and B-rated corporate bonds has widened to more than 9 percentage points.
Historically, when the spread reached 8 percentage points, the S&P 500 subsequently experienced a significant pullback.
Bobby Molavi, head of European execution services at 高盛, said stocks often perform poorly after spreads reach 8%.
A review of FactSet data found at least five instances in the past when the spread reached 8 percentage points.
CCC-rated bonds face a higher risk of default than B-rated bonds.
[大洋-KY] Notice on behalf of its material subsidiary, 大洋晶典商業集團有限公司, of a newly added endorsement/guarantee amount meeting the announcement threshold under Article 25, Paragraph 4 of the Regulations
Published ・ Source Taiwan | 臺灣證券交易所
Original大洋-KY子公司大洋晶典商業集團有限公司於115年11月2日新增對母公司Grand Citi Ltd.之背書保證358,545仟元，用於營運所需，累計餘額占淨值比率達223.34%。
Facts
大洋-KY’s material subsidiary 大洋晶典商業集團有限公司 announced a newly added endorsement/guarantee on Nov. 2, year 115.
Original本次新增背書保證之金額為358,545仟元。
The company receiving the endorsement/guarantee is Grand Citi Ltd., the parent company wholly owned, directly or indirectly, by the company providing the endorsement/guarantee.
Original背書保證之原限額為41,810,995仟元。
As of the date of the event, the balance of endorsements/guarantees was 223.34% of the net worth reported in the latest financial statements of the public company.
Companies mentioned：大洋-KY、大洋晶典商業集團有限公司、Grand Citi Ltd.
[宏碁遊戲-創] Announcement on behalf of subsidiary Winking Studios Limited regarding the execution of its share buyback
Published ・ Source Taiwan | 臺灣證券交易所
宏碁遊戲-創 announced that its subsidiary Winking Studios Limited repurchased 20,000 shares under its share buyback program on Nov. 3, year 115, bringing its cumulative treasury shares to 2,802,800.
Facts
Winking Studios Limited conducted a share buyback on Nov. 3, year 115, purchasing a total of 20,000 shares.
The purchase price was SGD 0.21500 per share, for a total consideration of SGD 4,326.72.
To date, the cumulative number of shares purchased and held as treasury shares is 2,802,800.
宏碁遊戲-創 holds 57.19% of the shares of Winking Studios Limited.
The maximum number of shares authorized for purchase by Winking Studios Limited is 44,193,811.
[臻鼎-KY] Announces acquisition of machinery and equipment on behalf of subsidiary 禮鼎半導體科技(深圳)股份有限公司
Published ・ Source Taiwan | 臺灣證券交易所
臻鼎-KY announced on behalf of its subsidiary 禮鼎半導體科技(深圳)股份有限公司 that, with approval from the general manager on Nov. 3, year 115, it acquired a batch of machinery and equipment from non-related party TKC CO., LTD. for approximately NT$1.045 billion for business use.
Facts
臻鼎-KY’s subsidiary 禮鼎半導體科技(深圳)股份有限公司 acquires machinery and equipment
The total transaction amount is NT$1,044,979,740
The counterparty to the transaction is TKC CO., LTD.
This transaction is not an acquisition of real estate or right-of-use assets from a related party
The specific purpose or use of the acquisition or disposal is business operations
[臻鼎-KY] Announces acquisition of machinery and equipment on behalf of subsidiary 禮鼎半導體科技(深圳)股份有限公司
Published ・ Source Taiwan | 臺灣證券交易所
臻鼎-KY（4958）announced that its subsidiary, 禮鼎半導體科技(深圳)股份有限公司, purchased a batch of machinery and equipment from unrelated party UR-VISION TECHNOLOGY CORPORATION for NT$1,291,025,400 between October 27 and November 3, 115. The purchase was approved by the general manager and is for business use.
Facts
臻鼎-KY announces its subsidiary 禮鼎半導體科技(深圳)股份有限公司 acquired machinery and equipment.
The total transaction amount was NT$1,291,025,400.
The counterparty to the transaction was UR-VISION TECHNOLOGY CORPORATION, which is unrelated to the company.
The transaction was approved by the general manager.
The acquired machinery and equipment will be used for business operations.
【華邦電】Correction to the Detailed Disclosure of Endorsement and Guarantee Information for the Company's Subsidiaries
Published ・ Source Taiwan | 臺灣證券交易所
華邦電（2344）announced a correction to the endorsement and guarantee limits for its subsidiary Nuvoton Technology Corporation for January-September 115, involving a substantial adjustment to the amounts. The information has been updated on the Market Observation Post System.
Facts
華邦電 announced a correction to the endorsement and guarantee limits for its subsidiary Nuvoton Technology Corporation on November 3, 115.
Original更正前115年1月子公司對單一企業背書保證之限額為2,763,305仟元。
Original更正後115年1月子公司對單一企業背書保證之限額調整為13,816,524仟元。
華邦電 holds 49.61% of the shares of Nuvoton Technology Corporation.
【展碁國際】Announcement that the Company's Board of Directors Approved the Consolidated Financial Statements for the Third Quarter of 一一五年
Published ・ Source Taiwan | 臺灣證券交易所
展碁國際 announced that its board of directors approved the consolidated financial statements for the third quarter of 115 on November 3, 115. Cumulative revenue was nearly NT$29 billion, and net income attributable to owners was about NT$340 million. The announcement presents the company's operating results for the first three quarters and provides investors with a reference for evaluating its financial performance.
【佳世達】Correction to the Detailed Disclosure of the Company's Endorsement and Guarantee Information for September 115 (Addition of a Guaranteed Party)
Published ・ Source Taiwan | 臺灣證券交易所
佳世達 corrected its endorsement and guarantee information for September 115, adding guarantee limit and balance figures for subsidiary 天津羅昇 in relation to 薩馳智能裝備, and re-uploaded the information to the Market Observation Post System.
Facts
佳世達 issued a correction notice on November 4, 115, revising the detailed disclosure of endorsement and guarantee information for September 115.
The newly added guaranteed party is 薩馳智能裝備股份有限公司.
The guarantor, 天津羅昇企業有限公司, is a subsidiary of 佳世達.
Original對單一企業背書保證之限額為17,220仟元。
Original實際動支金額為13,186仟元，期末背書保證餘額為0仟元。
Companies mentioned：佳世達、天津羅昇企業有限公司、薩馳智能裝備股份有限公司
Original link pending
【友通】Announcement that the Company's Board of Directors Approved the Consolidated Financial Report for the Third Quarter of 115
Published ・ Source Taiwan | 臺灣證券交易所
友通 announced that its company approved the consolidated financial report for the third quarter on November 3, 115. Cumulative revenue exceeded NT$10 billion, and profits remained steady.
Facts
Original友通115年第3季累計營業收入為10,557,435仟元
Original友通115年第3季累計歸屬於母公司業主淨利為382,525仟元
友通's basic earnings per share for the third quarter of 115 were NT$3.34.
【鈺寶-創】Announcement that the Company's Board of Directors Approved the Financial Report for the Third Quarter of 115
Published ・ Source Taiwan | 臺灣證券交易所
鈺寶-創 announced that its financial report for the third quarter of 115 was approved by the board of directors. Cumulative revenue for the period was NT$254 million, net loss was NT$228 thousand, and loss per share was NT$0.01. Total assets at period-end were NT$643 million, and equity was NT$574 million.
Facts
鈺寶-創's board of directors approved the financial report for the third quarter of 115 on November 3, 115.
Original115年第三季累計營業收入為254,512仟元。
Original115年第三季累計營業利益為負5,700仟元。
Original115年第三季累計本期淨損為228仟元。
Original115年第三季期末總資產為642,881仟元。
Original115年第三季期末歸屬於母公司業主之權益為574,474仟元。
Cumulative basic loss per share for the third quarter of 115 was NT$0.01.